Privacy Policy & Terms and Conditions

Effective Date: June 7, 2022

This Privacy Policy applies to, which is owned and operated by Solar Capital Group LLC (“Solar Capital Group”, “Us” or “We”)

This Privacy Policy describes how Solar Capital Group collects and uses the personal information you provide on our website (“Website”) in order to provide our merchant cash advances and business loan products and service (collectively, the “Service”). It also describes the choices available to you regarding our use of your personal information and how you can access and update such information. For purposes of this Privacy Policy, “Personal Information” means information that personally identifies you, including your contact information, IP address, merchant cash advance application information, and business loan application information. A large portion of the Personal Information we collect, use, share, and store are sensitive in nature, including your social security number and financial account information (“Sensitive Personal Information”).

Information We Collect

We collect the following information from you:

  • Contact information such as name, email address, mailing address, and phone number;
  • Financial information such as, bank statements, credit card statements, your average bank balance, personal and business credit history, payment behavior, bank account information, and tax ID number;
  • Social security number;
  • Unique identifiers such as username and password, and IP address;
  • Business information including company name, company size, and business type.
  • We may collect both personally identifiable information (“PII”) and non-personally identifiable information (“Non-PII”) from you when you interact with our Site or use our services.PII may include but is not limited to your name, email address, postal address, phone number, and any other information you voluntarily provide to us.Non-PII may include technical information such as your IP address, browser type, device information, and website usage data.

We may also conduct a site visit to collect information. We supplement the data you provide with your credit score obtained from the three credit bureaus. Once you are a Solar Capital Group customer, we may reach out to you for information again if you decide to renew your cash advance or loan.

Use of Information

We use the information we collect to:

  • Compile, save, use and analyze your Personal Information in both a personally-identifiable form and an aggregated, non-personally identifiable form;
  • Operate, maintain, improve, and provide to you the Service and to conduct our business;
  • Verify your identity;
  • Determine whether or not you qualify for one of our cash advances or loan products;
  • Process your account, including deducting automatic payments;
  • Communicate with you to send order confirmations, respond to customer service requests, send marketing communications, and send account update notifications.
  • Providing and improving our services
  • Communicating with you
  • Responding to your inquiries
  • Sending you marketing and promotional materials (if you opt-in)
  • Understanding how users interact with our Site
  • Complying with legal obligations

Privacy and Sharing of Information

Solar Capital Group will not share your Personal Information with third parties. We do not sell your Personal Information to third parties.


End user’s personal info will not be shared or sold to third parties for the purpose of marketing. No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

We do not sell your information you provide to us under any circumstance.

  • As required by law, such as to comply with a subpoena, or similar legal process, including in a bankruptcy proceeding;
  • As required by law, such as to comply with a subpoena, or similar legal process, including in a bankruptcy proceeding;
  • If Solar Capital Group is involved in a merger, acquisition, or sale of all or substantially all of its assets or equity, in which case, you will be notified via email and/or a prominent notice on our website of any change in ownership or uses of your Personal Information, as well as any choices you may have regarding your Personal Information;
  • To any other third party with your prior consent to do so.

Opt-Out Policy

Solar Capital Group and our business partners may contact you to offer you products and services that may of interest to you. Out of respect for your privacy, you may choose to stop receiving our newsletter or marketing emails, telephone solicitations or other forms of contact from Solar Capital Group and our trusted business partners by following the unsubscribe instructions included in these emails or by contacting us by email at or by postal mail at the contact information listed below.

Tracking Technologies

Technologies such as cookies, beacons, tags and scripts are used by Solar Capital Group and our partners (for example, our marketing partners), affiliates, or analytics or service providers, marketing trackers, and survey tool service providers. These technologies are used in analyzing trends, administering the Website, tracking users’ movements around the Website and to gather demographic information about our user base as a whole. We may receive reports based on the use of these technologies by these companies on an individual as well as aggregated basis. A cookie is a small text file that is stored on a user’s computer for record-keeping purposes. We use cookies for user authentication and analytics. Users can control the use of cookies at the individual browser level. If you reject cookies, you may still use our website, but your ability to use some features or areas of our website may be limited.

Data Security

We implement reasonable security measures to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is entirely secure, and we cannot guarantee absolute security.

Third-Party Services

We may use third-party services to collect, monitor, and analyze data on our behalf, such as website analytics tools. These third parties may have their privacy policies governing the use of the information they collect.

Cookies and Similar Technologies

Our Site may use cookies and similar technologies to enhance your experience, analyze usage patterns, and personalize content. You can manage your cookie preferences through your browser settings.

Links to Other Websites

Our Site may contain links to other websites that are not operated by us. We are not responsible for the privacy practices of those sites, and we encourage you to review their respective privacy policies.

Children’s Privacy

Our services are not intended for children under the age of 13. We do not knowingly collect or solicit personal information from anyone under 13. If you are under 13, please do not use our services or provide any information on our Site.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The revised policy will be posted on this page with the “Last Updated” date. We recommend checking this page periodically for any changes. Your continued use of the Site or services after any modifications will signify your acceptance of the updated Privacy Policy

Log Files

As is true of most websites, we gather certain information automatically and store it in log files. This information may include internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data. We may combine this automatically collected log information with other information we collect about you. We do this to improve services we offer you and to improve marketing, analytics, and Website functionality.

Behavioral Advertising/Re-Targeting

We partner with third parties to display advertising on our website and manage our advertising on other sites. Our third-party partners may use technologies such as cookies to gather information about your activities on this Website and other sites in order to provide you advertising based upon your browsing activities and interests. If you wish to not have this information used for the purpose of serving you interest-based ads, you may opt-out by notifying us. Please note this does not opt you out of being served advertisements. You will continue to receive generic advertisements.

Security of Information

We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline. While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment. Solar Capital Group takes the security of your information very seriously. Your information is securely sent to Solar Capital Group with 128 bit-encryption over the Transport Layer Security (TLS) protocol. This creates an encrypted connection between your browser and our servers. Thus, when you enter Sensitive Personal Information, we encrypt the transmission of that information. If you allow Solar Capital Group to see your banking information online rather than in paper form, it is on a read-only basis. We do not have access to change, edit, or modify bank account information in any way. Solar Capital Group employees cannot view your banking username and passwords.

Links to 3rd Party Sites

Our website includes links to other websites whose privacy practices may differ from those of Solar Capital Group. If you submit personal information to any of those sites, your information is governed by their privacy policies. We encourage you to carefully read the privacy policy of any website you visit.


Our website offers publicly accessible blogs or community forums. You should be aware that any information you provide in these areas may be read, collected, and used by others who access them. To request removal of your Personal Information from our blog or community forum, contact us by email at or by postal mail at the contact information listed below. In some cases, we may not be able to remove your Personal Information, in which case we will let you know if we are unable to do so and why.


We display personal testimonials of satisfied customers on our website in addition to other endorsements. With your consent, we may post your testimonial along with your name. If you wish to update or delete your testimonial, you can contact us by email at info@SolarCapitalGroup.comor by postal mail at the contact information listed below.

Social Media Widgets

Our website includes social media features, such as the Facebook “Like” button. These features may collect your IP address, which pages you are visiting on our website, and may set a cookie to enable the feature to function properly. Social media features and widgets are either hosted by a third party or hosted directly on our website. Your interactions with these features are governed by the privacy policy of the company providing it.

Changes To This Policy

We may update this Privacy Policy to reflect changes to our information practices. If we make any material changes, we may notify you by email or by means of a notice on this website prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.

If you have any questions about this Privacy Policy, the practices of this Website, or your dealings with this Website, please contact us by email at or with a letter by postal mail to:

Solar Capital Group

1736 McDonald Ave, Brooklyn NY 11230

If you are contacting us to opt-out of marketing communications, you must include your full name, business name, business mailing address and your email addresses. Once we locate your contact information based on the information you provide us, it will be removed from our databases and mailings lists.

Terms and Conditions

Welcome to Business Solar Capital Group LLC. These Terms and Conditions govern your use of our website and services. By accessing and using our website, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must not use our website.

Use of Our Website

(a) You must be at least 18 years old to use our website and services. By using our website, you confirm that you are at least 18 years old.

(b) You may not use our website for any illegal or unauthorized purposes. You agree to comply with all applicable laws and regulations.

(c) We reserve the right to modify, suspend, or discontinue any part of our website, services, or content without prior notice.

(d) Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable.

Intellectual Property Rights

(a) All content on this website, including but not limited to text, graphics, logos, images, videos, and software, is the property of Business Solar Capital Group LLC and is protected by copyright and other intellectual property laws.

(b) You may not reproduce, distribute, modify, transmit, or use any part of our website’s content without our prior written consent.

Privacy Policy

(a) Our Privacy Policy outlines how we collect, use, and protect your personal information. By using our website, you consent to our Privacy Policy.

(b) We do not share or sell your personal information to third parties.


(a) The information provided on our website is for general informational purposes only. We make no warranties or representations about the accuracy, completeness, or reliability of the content.

(b) We are not responsible for any damages or losses resulting from the use of our website or any information provided therein.

(c) Message frequency varies per user.

(d)  Message and data rates may apply.

(E) Text HELP for help. Text STOP to unsubscribe.

(F) Carriers are not liable for delayed or undelivered messages.

Links to Third-Party Websites

Our website may contain links to third-party websites. We do not endorse or have any control over the content or practices of these websites. Your use of third-party websites is at your own risk.

Limitation of Liability

To the extent permitted by law, Business Solar Capital Group LLC shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from or in any way related to your use of our website or services.


You agree to indemnify and hold harmless Business Solar Capital Group LLC, its officers, directors, employees, and affiliates, from any claims, losses, damages, liabilities, costs, or expenses (including legal fees) arising out of your use of our website or violation of these Terms and Conditions.

Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of  New York City. Any disputes arising from or related to these terms shall be subject to the exclusive jurisdiction of the courts in New York City.

Changes to Terms and Conditions.

We reserve the right to update or modify these Terms and Conditions at any time without prior notice. Your continued use of our website following the posting of any changes constitutes your acceptance of such changes.

Contact Us

If you have any questions or concerns about these Terms and Conditions, please contact us at


Last Updated:  August 23, 2022