Collataeral Loans

What Is A Small Business Loan?

Traditional lenders such as banks do not lend like they used to… They require you to complete a long application and then submit 12 months of bank statements, a P&L statement, Tax Returns (personal and business) and Balance Sheets just to name a few… only to come back with a decline 6 weeks later and you having wasted all that time. As an alternative lender, Solar Capital Group can provide several different types of small business funding options to help your business grow and prosper, including Merchant Cash Advances, Business Lines of Credit, Small Business Loans and Collateral Loans. Our average Business Capital loans range anywhere from $10,000 to 1 Million in 24-48 hours.

After you submit your initial one-page application, our knowledgeable Funding Advisors will reach out to explain all your funding options. They will help you decide which option is best for your business and will work hand in hand with you throughout the entire process.

Small Business Loan Is Ideal For:

  • Businesses looking to grow without the hassle of a drawn-out application process at a traditional lender like a bank
  • Businesses investing in new marketing strategies to fuel growth and drive revenue
  • Businesses planning an expansion or hoping to capitalize on a new opportunity
  • Businesses requiring new or additional inventory for an upcoming promotion, the holiday season, or other large volume advance purchases
  • Businesses needing fast capital in 24 hours

Who Can Benefit from Small Business Loan?

Restaurant Industry

Fast food, casual dining, fine dining, coffee shops, & more.

Construction Companies

Contractors, electricians, plumbers, specialty tradespeople, & more.

Medical Practices

Surgeons, psychiatrists, dermatologists, veterinarians, and all specialties.

Retailers

Convenience stores, salons & spas, clothing stores, specialty stores, & more.

Manufacturers

Metal manufacturing & machinery, food production, electronics, & more.

Business Services

Advertising, maintenance, equipment rental, computer programming, & more.

Small business loans can also benefit dental practices, dry cleaners, gas stations, pharmacies… just to name a few. No matter what industry you operate in, our expert Funding Specialists will work closely with you to select the best funding option to help you achieve your business’s goals without sacrificing cash flow.

How Small Business Capital Work

1
Submit Your Application

You’ll need three months of business bank statements to apply. For faster approval, you can also grant us secure access to your bank account’s transactional data.

2
Choose Your Funding

A Funding Specialist will reach out to you within 1 hour (during regular business hours) to complete your application and discuss your business funding options.

3
Get Funded

Once you and your Funding Specialist determine what funding option works for your business, your funds can be approved and deposited within 24 hours.

4
Repay Your Small Business Loan

Your repayment terms are set in advance, so you know exactly what to expect and can budget for your repayment.

Will Your Business Qualify?

Getting a small business loan online through a traditional lender is difficult. The process is long—typically at least 2 months—intrusive, and approval is never guaranteed. Approval for a small business loan from Solar Capital Group isn’t based on your credit score alone. Instead, we focus on the overall health of your business. Here are some factors we consider:

  • Business revenue
  • Cash flow
  • Vendor payment history
  • Years in business
  • Public records

Why Get Funded By Solar Capital Group?

Traditional lenders like banks require you to complete a long, intrusive application, with no guarantee of approval. At Solar Capital Group, we know small business owners don’t have a lot of time to navigate the funding process. Our streamlined application and fast approval process make it easy for you to get the working capital your business needs, and our knowledgeable Funding Specialists will be there to answer any questions you might have throughout the process. Your success is what matters to us most.

Small Business Loan Q&A

We recommend you know exactly how much funding you actually need, and that you have a clear vision for how you intend to use the funds to improve, grow and expand your business.

The interest rates are determined by our underwriting team. Once we have your application and that last three months of bank statements, a Funding Specialist will call you and give you the approval rate and all the terms of your deal.

All we need is our completed 1 page application and the last three months of bank statements to get you an offer and funded within 24-48 hours.

Let’s get started

Apply For Small Business Funding

After you fill out our quick online application, you’ll speak to a real person who will take the time to get to know your business and help you understand your small business funding and repayment options.